89%
Success Rate
In Security Eenforcement
35+
Bank Partnership
Trusted by Institutions
750+
Cases
Successfully Resolved
1200cr+
Asset Value
Secured
Security Interest Enforcement Solutions
Professional end-to-end solutions for security interest enforcement under the
SARFAESI Act, ensuring legal compliance and optimal recovery outcomes.
13(2)
Section 13(2)
Legally compliant notices issued to defaulting borrowers, specifying outstanding dues & repayment window under SARFAESI.
13(4)
Section 13(4)
Lawful possession of secured assets when borrowers fail to respond, executed with complete documentation.
14
Section 14
CMM or DM-assisted judicial proceedings to obtain and execute possession orders when borrowers resist or obstruct recovery.
Physical Possession
Professional on-ground execution of possession, with trained field teams, panchnama documentation, and complete legal compliance.
Security Deployment
Round-the-clock guard deployment for repossessed assets, protecting property value from possession until auction or disposal.
Process Automation
Intelligent automation that tracks deadlines, generates notices, and manages documentation across the entire SARFAESI enforcement lifecycle.
Our Process
A structured four-stage approach to security interest enforcement, designed to move every case from assessment to resolution with legal precision and minimal delay.
01
Initial
Assessment
We review loan documentation, security interest registration, and default history to confirm enforcement eligibility and identify the right recovery pathway.
02
Legal
Documentation
We prepare and verify every notice, affidavit, and supporting document required for the relevant SARFAESI stage, ensuring full procedural compliance.
03
Enforcement
Strategy
We execute the enforcement action, whether notice issuance, possession, or judicial proceedings, with the appropriate legal authority and field coordination.
04
Final
Resolution
We manage asset security, valuation, and auction preparation, tracking each case to recovery while maintaining a complete compliance record.
Ready to optimize your security interest enforcement?
Our SARFAESI specialists are ready to assess your NPA portfolio and manage every stage of enforcement, from statutory notices to final asset recovery.
We are here to help you
Quick answers to your key questions about security interest enforcement under SARFAESI.
What is security interest enforcement under SARFAESI?
Security interest enforcement allows secured creditors, such as banks and NBFCs, to recover dues from defaulting borrowers without court intervention. It involves issuing statutory notices, taking possession of secured assets, and proceeding to auction if dues remain unpaid.
How long does the SARFAESI enforcement process take?
Timelines vary by case complexity. A Section 13(2) notice carries a 60-day response window, followed by possession under Section 13(4) if unresolved. Kenstone Capital manages each stage proactively to keep enforcement on the fastest legally compliant track.
What happens if a borrower resists enforcement?
If a borrower obstructs possession, lenders can approach the CMM or DM under Section 14 for judicial assistance. Kenstone Capital prepares and files these applications, coordinates execution, and deploys security to protect the asset post-possession.
Testimonials
Every number on our track record represents a business that got paid or an individual who finally got their credit score back. Here is what our clients say about working with Kenstone Capital.
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